:root{
  --navy:#083f79;
  --navy-dark:#052f5d;
  --green:#2fa63a;
  --green-dark:#1f7d2b;
  --mint:#eaf8ee;
  --sky:#eaf4fb;
  --gold:#e5aa24;
  --ink:#17324d;
  --muted:#5d7185;
  --line:#d9e4ed;
  --white:#fff;
  --surface:#f7fafc;
  --shadow:0 18px 48px rgba(8,63,121,.12);
  --radius:22px;
  --radius-sm:14px;
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  color:var(--ink);
  background:#fff;
  line-height:1.65;
}
img{max-width:100%;display:block}
a{color:inherit}
button,input,textarea,select{font:inherit}
.skip-link{
  position:absolute;left:-999px;top:12px;background:var(--navy);color:#fff;
  padding:10px 14px;border-radius:8px;z-index:9999
}
.skip-link:focus{left:12px}
.container{width:min(var(--max),calc(100% - 36px));margin:auto}
.topbar{
  background:var(--navy-dark);color:#fff;font-size:.9rem
}
.topbar .container{
  display:flex;justify-content:space-between;gap:20px;align-items:center;padding:7px 0
}
.topbar a{text-decoration:none}
.site-header{
  position:sticky;top:0;z-index:1000;background:rgba(255,255,255,.97);
  backdrop-filter:blur(14px);border-bottom:1px solid rgba(217,228,237,.9)
}
.nav-wrap{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:82px}
.brand{display:flex;align-items:center;text-decoration:none;min-width:210px}
.brand img{width:158px;height:auto}
.nav-links{display:flex;gap:4px;align-items:center}
.nav-links a{
  text-decoration:none;font-weight:700;font-size:.92rem;padding:12px 10px;border-radius:10px;color:var(--ink)
}
.nav-links a:hover,.nav-links a.active{background:var(--sky);color:var(--navy)}
.nav-cta{background:var(--green)!important;color:#fff!important;padding:12px 16px!important}
.nav-cta:hover{background:var(--green-dark)!important}
.menu-btn{
  display:none;border:1px solid var(--line);background:#fff;border-radius:10px;padding:10px 12px;
  font-size:1.2rem;color:var(--navy);cursor:pointer
}
.hero{
  position:relative;overflow:hidden;background:
  radial-gradient(circle at 86% 16%,rgba(47,166,58,.20),transparent 25%),
  radial-gradient(circle at 10% 90%,rgba(8,63,121,.13),transparent 30%),
  linear-gradient(135deg,#fafdff 0%,#eef7fb 55%,#eef9f1 100%);
}
.hero:before{
  content:"";position:absolute;width:520px;height:520px;border:1px solid rgba(8,63,121,.08);
  border-radius:50%;right:-220px;top:-250px;box-shadow:0 0 0 45px rgba(47,166,58,.025),0 0 0 90px rgba(8,63,121,.02)
}
.hero-grid{display:grid;grid-template-columns:1.12fr .88fr;gap:54px;align-items:center;padding:92px 0 76px}
.eyebrow{
  display:inline-flex;align-items:center;gap:8px;color:var(--green-dark);font-weight:800;
  text-transform:uppercase;letter-spacing:.12em;font-size:.78rem
}
.eyebrow:before{content:"";width:34px;height:3px;background:var(--gold);border-radius:99px}
h1,h2,h3{line-height:1.12;margin:0 0 18px}
h1{font-size:clamp(2.55rem,5vw,5.1rem);letter-spacing:-.045em;color:var(--navy-dark)}
h2{font-size:clamp(2rem,3.4vw,3.35rem);letter-spacing:-.035em;color:var(--navy-dark)}
h3{font-size:1.35rem;color:var(--navy-dark)}
.lead{font-size:1.18rem;color:var(--muted);max-width:720px}
.hero-copy p{max-width:720px}
.actions{display:flex;flex-wrap:wrap;gap:13px;margin-top:30px}
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:14px 20px;border-radius:12px;
  text-decoration:none;font-weight:800;border:2px solid transparent;cursor:pointer
}
.btn-primary{background:var(--navy);color:#fff}
.btn-primary:hover{background:var(--navy-dark)}
.btn-secondary{background:var(--green);color:#fff}
.btn-secondary:hover{background:var(--green-dark)}
.btn-outline{border-color:var(--navy);color:var(--navy);background:#fff}
.btn-outline:hover{background:var(--sky)}
.hero-visual{
  background:#fff;border:1px solid rgba(217,228,237,.9);border-radius:34px;padding:28px;
  box-shadow:var(--shadow);position:relative
}
.hero-visual img{width:min(100%,390px);margin:auto}
.hero-note{
  margin-top:18px;padding:17px;border-radius:16px;background:var(--navy);color:#fff;text-align:center;font-weight:700
}
.trust-strip{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr)}
.trust-item{padding:24px;text-align:center;border-right:1px solid var(--line)}
.trust-item:last-child{border-right:0}
.trust-item strong{display:block;color:var(--navy);font-size:1.08rem}
.trust-item span{color:var(--muted);font-size:.93rem}
.section{padding:86px 0}
.section-alt{background:var(--surface)}
.section-sky{background:linear-gradient(180deg,#edf6fb,#f8fbfd)}
.section-head{max-width:760px;margin-bottom:42px}
.section-head.center{text-align:center;margin-left:auto;margin-right:auto}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:28px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;
  box-shadow:0 10px 30px rgba(8,63,121,.06)
}
.card:hover{transform:translateY(-3px);transition:.25s ease;box-shadow:var(--shadow)}
.icon{
  width:54px;height:54px;border-radius:15px;background:var(--sky);display:grid;place-items:center;
  color:var(--navy);font-size:1.45rem;margin-bottom:19px;font-weight:900
}
.icon.green{background:var(--mint);color:var(--green-dark)}
.card p{color:var(--muted)}
.card a.more{font-weight:800;color:var(--navy);text-decoration:none}
.list-check{padding:0;margin:20px 0;list-style:none}
.list-check li{position:relative;padding-left:30px;margin:11px 0}
.list-check li:before{
  content:"✓";position:absolute;left:0;top:0;width:21px;height:21px;border-radius:50%;
  display:grid;place-items:center;background:var(--mint);color:var(--green-dark);font-weight:900;font-size:.8rem
}
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.feature-panel{
  background:linear-gradient(145deg,var(--navy),var(--navy-dark));color:#fff;border-radius:28px;padding:38px;box-shadow:var(--shadow)
}
.feature-panel h2,.feature-panel h3{color:#fff}
.feature-panel p{color:#dce9f5}
.feature-panel .list-check li:before{background:rgba(255,255,255,.14);color:#fff}
.quote{
  border-left:4px solid var(--gold);padding:20px 24px;background:#fff;border-radius:0 16px 16px 0;
  box-shadow:0 10px 25px rgba(8,63,121,.06);font-size:1.08rem
}
.page-hero{
  background:linear-gradient(135deg,var(--navy-dark),var(--navy));color:#fff;padding:72px 0;position:relative;overflow:hidden
}
.page-hero:after{
  content:"";position:absolute;width:350px;height:350px;border:70px solid rgba(255,255,255,.04);border-radius:50%;
  right:-120px;top:-170px
}
.page-hero h1{color:#fff;font-size:clamp(2.45rem,4.3vw,4.25rem)}
.page-hero p{color:#dce9f5;max-width:780px;font-size:1.15rem}
.breadcrumb{font-size:.9rem;margin-bottom:15px;color:#cfe2f2}
.breadcrumb a{color:#fff}
.program-number{
  width:42px;height:42px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;
  font-weight:900;margin-bottom:16px
}
.callout{
  padding:34px;border-radius:24px;background:linear-gradient(135deg,var(--mint),#fff);
  border:1px solid #ccebd2
}
.cta{
  background:linear-gradient(135deg,var(--navy-dark),var(--navy));color:#fff;border-radius:30px;padding:48px;
  display:flex;justify-content:space-between;align-items:center;gap:30px
}
.cta h2{color:#fff;margin-bottom:10px}
.cta p{color:#dce9f5;margin:0}
.form-card{background:#fff;border:1px solid var(--line);border-radius:24px;padding:30px;box-shadow:var(--shadow)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{display:flex;flex-direction:column;gap:7px}
.field.full{grid-column:1/-1}
label{font-weight:750;color:var(--ink)}
input,textarea,select{
  width:100%;border:1px solid #cbd9e4;border-radius:11px;padding:13px 14px;background:#fff;color:var(--ink)
}
input:focus,textarea:focus,select:focus{outline:3px solid rgba(8,63,121,.12);border-color:var(--navy)}
textarea{min-height:130px;resize:vertical}
.form-note{font-size:.87rem;color:var(--muted)}
.notice{
  padding:15px 17px;border-radius:12px;background:#fff8e5;border:1px solid #efd994;color:#6b5512;font-size:.92rem
}
.faq details{
  background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px 20px;margin:12px 0
}
.faq summary{font-weight:800;cursor:pointer;color:var(--navy-dark)}
.faq p{color:var(--muted)}
footer{background:#052f5d;color:#dbe8f4;margin-top:0}
.footer-grid{display:grid;grid-template-columns:1.3fr .75fr .75fr 1fr;gap:34px;padding:64px 0 35px}
.footer-logo{background:#fff;border-radius:18px;padding:12px;width:205px;margin-bottom:18px}
footer h3{color:#fff;font-size:1rem}
footer a{color:#dbe8f4;text-decoration:none}
footer a:hover{color:#fff}
.footer-links{list-style:none;padding:0;margin:0}
.footer-links li{margin:9px 0}
.socials{display:flex;gap:9px;margin-top:16px}
.socials a{
  width:39px;height:39px;border-radius:10px;background:rgba(255,255,255,.1);display:grid;place-items:center;font-weight:900
}
.footer-bottom{border-top:1px solid rgba(255,255,255,.13);padding:20px 0;font-size:.88rem}
.footer-bottom .container{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}
.mini{font-size:.9rem;color:var(--muted)}
.tag{
  display:inline-block;padding:6px 10px;border-radius:999px;background:var(--sky);color:var(--navy);
  font-size:.78rem;font-weight:800;margin:2px
}
@media(max-width:980px){
  .menu-btn{display:block}
  .nav-links{
    position:absolute;left:18px;right:18px;top:82px;background:#fff;border:1px solid var(--line);
    border-radius:16px;padding:12px;box-shadow:var(--shadow);display:none;flex-direction:column;align-items:stretch
  }
  .nav-links.open{display:flex}
  .nav-links a{padding:12px 14px}
  .hero-grid,.split{grid-template-columns:1fr}
  .hero-grid{padding:65px 0}
  .hero-visual{max-width:560px}
  .grid-4{grid-template-columns:repeat(2,1fr)}
  .grid-3{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:680px){
  .topbar .container{justify-content:center;text-align:center}
  .topbar .topbar-right{display:none}
  .brand img{width:130px}
  .nav-wrap{min-height:72px}
  .nav-links{top:72px}
  .hero-grid{padding:48px 0}
  .trust-grid,.grid-2,.grid-3,.grid-4,.form-grid{grid-template-columns:1fr}
  .trust-item{border-right:0;border-bottom:1px solid var(--line)}
  .trust-item:last-child{border-bottom:0}
  .section{padding:64px 0}
  .cta{padding:32px;flex-direction:column;align-items:flex-start}
  .field.full{grid-column:auto}
  .footer-grid{grid-template-columns:1fr}
}